RJ Moder has a good belief in the value of education. RJ Moder believes education plays a vital role in drawing him toward senior planning. RJ Moder and his group provide solutions for: The dreaded "OUTLIVING of INCOME" scenario. Potentially reducing or eliminating TAXES. Protecting of Savings From the dreaded Nursing Home & Spend-Down. RJ Moder offers client workshops, appreciation events, speaking engagements and presentations which provide an opportunity for our clients to receive additional educational information at no cost. RJ Moder offers informational seminars and guest speakers as well as educational handouts, reference materials, and product literature.